Keyword Analysis & Research: mortgage

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Frequently Asked Questions

What is a mortgage and how does it work?

In simple terms, a mortgage is a loan in which your house functions as the collateral. The bank or mortgage lender loans you a large chunk of money (typically 80 percent of the price of the home), which you must pay back -- with interest -- over a set period of time.

Which mortgage is better?

If you qualify, conventional mortgages generally pose fewer hurdles than FHA or VA mortgages, which might take longer to process. Remember that conventional loans are usually better suited for borrowers with a higher credit score, while FHA and VA loans can be ideal for those with a lower score.

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