A qualifying life event is a change in an individual’s life that makes it possible for them to update health insurance benefits outside of the open enrollment period. When an employee has a qualifying life event, they can update their plans during a special enrollment period, which is generally 60 days after the date of the event.What are considered life events?
Major events in the life of an individual would include the age of puberty and marriage; the birth of any children; death of a spouse, parent, sibling, or other significant person in that person's life; migration to another region or country; major illnesses; and the onset of physical incapacity in old age.What is a qualified life event?
A qualifying life event is an event that changes your family or health insurance situation and qualifies you for a Special Enrollment Period. The most common qualifying life events are the loss of health care coverage, a change in your household (such as marriage or birth of a child), or a change of residence.