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Frequently Asked Questions

Does scoresense use FICO® or VantageScore?

And since FICO® is not mentioned anywhere, we can only assure ScoreSense is using an "educational" score like VantageScore. While these scores can helpful in understanding your credit picture, they are not the ones the majority of lenders or creditors will be looking at when making decisions.

What is scoresense and how does it work?

ScoreSense is a membership-based credit-monitoring product that provides you with your credit scores and credit reports from all three credit bureaus, daily monitoring and credit alerts, and tools to help you make sense of your scores. Does ScoreSense Provide Accurate Scores?

How does scorescoresense compare my credit report?

ScoreSense compares members’ TransUnion credit report, Equifax credit report, and Experian credit report to identify account discrepancies that may affect their credit scores. Consumers’ scores change as new information is added to their reports.

What are the downsides of scoresense?

The only downside to ScoreSense is it is not clear what model they employ when calculating their credit scores. And since FICO® is not mentioned anywhere, we can only assure ScoreSense is using an "educational" score like VantageScore.


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