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Frequently Asked Questions

Should I close some credit card accounts?

Always close a credit card by sending a written notice to the card issuer. You can call first to cancel your account, but always follow up with a letter confirming your desire to have the credit card closed. You can make sure the credit card is reported as "Closed" on your credit report.

Can a collection agency take money out of your bank account?

Under Federal Law, a collection agency or debt collector can only withdraw money from your bank account if it obtains a judgment against you. According to Section 809 of the Fair Debt Collection Practices Act, the collection agency must first give you 30 days, through written notice to take care of the debt.

When are correcting entries made?

March 02, 2018/. A correcting entry is a journal entry that is made in order to fix an erroneous transaction that had previously been recorded in the general ledger.


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