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Blue Cross and Blue Shield of Alabama (BCBSAL) is a nonprofit health insurance company headquartered in Birmingham, Alabama. The company was founded in 1936, provides coverage to more than 3 million people and is a member of the Blue Cross and Blue Shield Association (BCBS).What is Blue Cross Blue Shield PPO plan?
HMO and PPO Plans. A Blue Cross Blue Shield HMO plan allows comprehensive medical coverage at low costs by having members use only providers inside the health maintenance organization. The savings by using an HMO plan can be quite significant. The PPO plan is similar but offers a little more flexibility.Does Blue Cross Blue Shield have HMO or PPO?
An HMO is a "Health Maintenance Organization." Some companies-Blue Cross, Blue Shield being one-now have HMO/PPO hybrids. In these plans, you have a PCP, but you can see a doctor in the network without a referral. You may be billed a higher amount.What is dental PPO insurance?
Adental PPO, or preferred provider organization, is a dental insurance plan that allows patients to obtain dental care at affordable prices. The structure of the dental PPO requires that individuals covered under the plan utilize the services of a dental professional that is part of the PPO’s network of providers in order to obtain the best pricing.