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Going into bankruptcy is a bad thing, especially for those who experience it. Going bankrupt means you do not have the financial means to support yourself or a family, and to me, that is a very bad thing. No one wants to become bankrupt.What happens when you file or declare bankruptcy?
What happens in bankruptcies depends on the person and the finances at the time of filing. As a general rule, when a person files bankruptcy, they are able to keep their home, vehicle, and personal belongings, along with some savings [in most states]. In general, bankruptcy is a strategy for debt elimination and a way to rebuild credit.Does bankruptcy really take everything?
Essentially, personal bankruptcy doesn't take you all the way down to the ground. "It takes you to hovering just above it," Kaplowitz says. So, you can't lose your car, since you need to be able to go to work. You can't lose your house, or any tools you need for your trade.How do I find out if someone has filed for bankruptcy?
There are several ways to find out if a person has filed for bankruptcy: As bankruptcy records are made publicly available, you can visit your local courthouse and search their public records. If you know the social security number, you can use the VCIS system.