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Frequently Asked Questions

How do you calculate Army Reserve retirement?

The Reserve/Guard retirement system calculates the multiplier from your total points. Divide your grand total career point count by 360 (because your pay is based on 30-day months) and multiply by 2.5% to come up with your service multiplier.

Is military retirement pay enough to live on?

Everyone in uniform knows the military's retirement pay isn't enough to live on. Even first term airmen, soldiers, sailors and marines soon learn that even a 20-year military career (or beyond) is a gateway to a new life and a new job. In today's economy it's challenging to invest and save wisely for your military retirement years.

What is Army Reserve mandatory retirement age?

Guard And Reserve Retirement. National Guard and Reserve servicemembers who complete a minimum of 20 "qualifying" years of service (creditable retirement years) become eligible for retired pay at age 60. A qualifying year is a year in which the member earns at least 50 retirement points.

When is the Army Reserve retirement age?

In order to receive military retiree medical benefits, the member must still wait until age 60. Under the new law, members of the National Guard and Reserves are able to reduce the age at which they are eligible to receive retirement pay by three months for each cumulative period of 90 days served on active duty in any fiscal year.

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